
The open payment routing
The open payment routing
protocol.
frmwrk.
engine.
bridge.
network.
rail.
protocol.
frmwrk.
engine.
bridge.
network.
rail.
Unify fiat and stablecoin payments globally, with speed, transparency, and compliance built in.
cNGN
KES
USDT
NGN









ethereum



Grow Your Business with Seamless Stablecoin Payments
Grow Your Business with Seamless Stablecoin Payments
Plug into Paycrest's routing protocol to give your users instant onramp and offramp. Local currency to stablecoins and back. One API. Zero sender fees. Settlements in seconds, not days.
Plug into Paycrest's routing protocol to give your users instant onramp and offramp. Local currency to stablecoins and back. One API. Zero sender fees. Settlements in seconds, not days.

"Paycrest has been an outstanding offramp partner for Hurupay across our key markets in our Africa corridors. What sets them apart is their aggregator model, by pooling multiple liquidity partners in each market, they've been able to keep offramp services running smoothly around the clock. For a fintech operating across multiple African markets, that kind of reliability isn't a nice-to-have; it's everything."
"Paycrest has been an outstanding offramp partner for Hurupay across our key markets in our Africa corridors. What sets them apart is their aggregator model, by pooling multiple liquidity partners in each market, they've been able to keep offramp services running smoothly around the clock. For a fintech operating across multiple African markets, that kind of reliability isn't a nice-to-have; it's everything."


Maxwel, CTO at Hurupay
Maxwel, CTO at Hurupay
The infrastructure behind Paycrest’s fast, reliable global settlements.
The infrastructure behind Paycrest’s fast, reliable global settlements.
Three layers working together: smart contracts that hold funds in escrow, a routing engine that finds the best provider, and settlement tools that move money in either direction.
Three layers working together: smart contracts that hold funds in escrow, a routing engine that finds the best provider, and settlement tools that move money in either direction.
Gateway Smart Contracts
Onchain escrow that secures every transaction. Funds are locked until settlement is confirmed, or automatically refunded if it fails. Protocols and smart contracts can create orders directly on the Gateway.
Smart Routing Engine
Every payment order is matched to the best-priced, fastest liquidity provider in the network. Routing is automatic, competitive, and fully transparent. No manual selection needed.
Every payment order is matched to the best-priced, fastest liquidity provider in the network. Routing is automatic, competitive, and fully transparent. No manual selection needed.
Settlement Tools
Connected to local payment rails like bank transfers and mobile money. Delivers fiat on offramp, receives it on onramp. The last mile, handled.
Connected to local payment rails like bank transfers and mobile money. Delivers fiat on offramp, receives it on onramp. The last mile, handled.
A flexible payment infrastructure built to power any use case.
A flexible payment infrastructure built to power any use case.
Whether you're a wallet, a fintech, a payroll platform, or an exchange, Paycrest handles the last mile in both directions.
Whether you're a wallet, a fintech, a payroll platform, or an exchange, Paycrest handles the last mile in both directions.
Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events
Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events
Wallet Solutions
Let your users onramp and offramp directly from their wallet. Buy stablecoins with local currency or cash out to a bank account. No third-party redirect, no friction.
DeFi On/Off-Ramps
NFT Marketplace Payouts
Crypto Exchange Fiat Access
Retail Wallet Funding
Emerging Fintech Platforms
Add onramp and offramp to your product in minutes using the Sender API. Focus on your product, we handle conversion and settlement.
B2B Payment Processing
SME Wallet Top-Ups
Gig Payouts
Treasury On/Off-Ramps
Treasury & Finance Teams
Run payroll in stablecoins. Employees and contractors receive local currency, automatically, in 10+ supported countries.
Cross-Border Payroll
Supplier Payments
Treasury Hedging or FX Conversions
Processors & Exchanges
Offer instant onramp and offramp as a feature to your users. Plug into Paycrest's distributed liquidity network instead of building your own.
Corridor Liquidity Provision
On/Off-Ramp Routing
FX Settlement Automation
DeFi Protocols & Smart Contracts
Create payment orders directly on the Gateway contract. Your protocol can trigger fiat settlements on-chain, making Paycrest fully composable with any DeFi workflow.
Gaming Wallet Funding (Fiat → Stablecoin)
Content Creator Withdrawals (Stablecoin → Fiat)
Compliance-Triggered Payment Events
Programmable payouts that move with precision
Programmable payouts that move with precision
We abstract the complexity of fiat-to-stablecoin and stablecoin-to-fiat conversion, compliance, and routing logic, so you can focus on shipping fast, secure money-moving features.
We abstract the complexity of fiat-to-stablecoin and stablecoin-to-fiat conversion, compliance, and routing logic, so you can focus on shipping fast, secure money-moving features.

30sec
30sec
30sec
Average delivery time
Average delivery time
98.7%
98.7%
98.7%
Reliability
Reliability
8
8
8
Blockchain networks
Blockchain networks
5+
5+
5+
Fiat currencies live
Fiat currencies live
BUILT ON PAYCREST
Noblocks
Noblocks
The simplest way to move between crypto and cash. Noblocks is a reference consumer app built on top of the Paycrest protocol.
The simplest way to move between crypto and cash. Noblocks is a reference consumer app built on top of the Paycrest protocol.


Who can use Paycrest?
Who can use Paycrest?

Businesses (Senders)
You build the product, we handle the money movement. Integrate our Sender API to offer your users onramp and offramp, fiat to stablecoins and back, with zero sender fees, instant settlement, and coverage across Africa and beyond.
You build the product, we handle the money movement. Integrate our Sender API to offer your users onramp and offramp, fiat to stablecoins and back, with zero sender fees, instant settlement, and coverage across Africa and beyond.
Protocols & Developers
Create orders via the Sender API or directly on the Gateway smart contract. If your protocol can call a contract, it can settle payments through Paycrest.
Create orders via the Sender API or directly on the Gateway smart contract. If your protocol can call a contract, it can settle payments through Paycrest.
Invest
Liquidity Providers
Earn revenue by supplying liquidity to the Paycrest Protocol, setting your own rates while powering seamless crypto-to-cash transfers.
Earn revenue by supplying liquidity to the Paycrest Protocol, setting your own rates while powering seamless crypto-to-cash transfers.

Trusted by forward-thinking partners, Backed by the best!
Trusted by forward-thinking partners, Backed by the best!
Join the innovators pushing the boundaries of what’s possible with the Paycrest protocol.
Join the innovators pushing the boundaries of what’s possible with the Paycrest protocol.



Ready to move money with precision?
Ready to move money with precision?
Route your first fiat or stablecoin payment with Paycrest in minutes.
COMPANY
CONTACT
28 Geary St STE 650 Suite #187, San Francisco, California 94108, United States
COMPANY
CONTACT
28 Geary St STE 650 Suite #187, San Francisco, California 94108, United States